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Perks Plus/e-Credit$
Perks Plus is the most generous and flexible incentive
plan in the industry. The currency we use for Perks Plus
is the BHC e-Service dollar, expressed as e-Credit$.
 e-Credit$ are extra incentives you use how
and when you want for building your business and taking
your income to the next higher level. No more group
trips, merchandise to be shipped or limited menus of
incentives that others think you’ll like. In addition to
e-Credit$ incentives, you still qualify for carrier-
sponsored perks.
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Traditional and not so traditional perks
The advantage of Perks Plus over other wholesalers’
programs is that you get to choose from traditional and
not-so-traditional perks. If you're tired of the bland,
identical incentives offered by other marketing
companies, you'll love BHC e-Service's Perks Plus
Program and its e-Credit$ incentives.
You can perk yourself with business-related programs
such as turnkey seminars, pre-qualified set appointments
and qualified leads. Additionally, e-Credit$ can
reimburse you for business building marketing plans like
direct mail, tuition for a professional designation,
industry conferences where you can learn the secrets of
other top producers, and anything else that qualifies as
an expense for a program, plan, system or strategy to
take your business to the next level. You're limited
only by your imagination in how you want to boost your
business and your income with e-Credit$ at the ready to
reimburse you for the costs.
BHC e-Service allows you to use your e-Credit$
incentives to grow your business, improve your
professional effectiveness through education, engage a
mentor or professional sales coach,pay the premiums of a life
policy on yourself if purchased under the Producers'
Life Program or by making an investment in yourself
that leads to more sales, an improved business
and a better lifestyle for you and your family.
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How to earn e-Credit$
Each sale through BHC e-Service earns you e-Credit$
incentives plus the highest commission allowed by the
carrier. The amount of e-Credit$ incentives vary by
product and carrier but is always generous. Your e-
Credit$ incentive account is password protected,
available online 24/7 and updated with each sale. You
can use your e-Credit$ incentives as you go or
accumulate them for up to three years.
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Commission and carrier incentives
In addition to the extra incentives you receive in e-
Credit$, you also remain eligible for carrier-sponsored
incentives. Plus, BHC e-Service pays the highest
commissions allowed by carriers. The e-Credit$
incentives are extra — over and above what you’re
already earning as commission and in addition to other
perks available. e-Credit$ are simply unequalled as an
expense reimbursement program that makes growth
affordable, achievable sooner and a lot less
painful.
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Rules for Perks Plus/e-Credit$
- e-Credit$ can be used for your sole benefit or combined with e-Credit$ of other producers.
- e-Credit$ must be redeemed within three years of receipt.
- Since e-Credit$ are for reimbursement of expenses support by receipts, no 1099’s are issued.
- e-Credit$ values begin with $10 increments and redemptions begin in $100 increment
- Disagreements regarding e-Credit$ or Perks Plus will be decided solely by BHC e-Service.
- Producer must be in good standing with BHC e-Service at the time of e-Credit$ redemption request.
- Redemptions may be denied if no business was submitted during the 90 days prior to the redemption request.
- One-half of e-Credit$ reserved and paid when $1,000,000 in annual qualifying sales reached.
- BHC assumes no responsibility for the tax reporting obligations of the producer.
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Related information
Compensation Calculator
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